Collect by Civaren · B2B finance operations

Move overdue invoices from aging to accountable action.

Collect is designed to make the owner, next permitted action, promises, disputes, and eventual cash outcome visible—without pretending an aging report is an operating workflow.

The workflow

From an overdue invoice to a verified outcome.

01

Invoice signal

An overdue B2B invoice enters the workflow through a controlled export or approved connector.

02

Next action

Ownership, approval, contact state, promises, disputes, and pauses become explicit rather than scattered.

03

Human control

Operators advance only through permitted states. Customer communication remains customer-authorized.

04

Verified cash

Payment is recorded as an outcome only when reconciled with the customer's system of record.

Paid workflow proof

Thirty days. One workflow. A real go/no-go decision.

The $2,500 fixed-fee proof maps the current process, configures a synthetic or redacted shadow portfolio, operates a weekly review, and quantifies what production would require.

No consumer debt, medical debt, legal collections, credit decisions, money movement, guaranteed recovery, or unrestricted production data.

Who it fits

Finance teams that can see aging but cannot see the work.

Named owner

An owner, CFO, controller, or finance-operations lead is accountable for overdue B2B invoices.

Repeated friction

Status is rebuilt across email, spreadsheets, meetings, and the accounting system.

Measurable baseline

The team can quantify invoice volume, overdue value, handling time, promises, disputes, and payment outcomes.

Collect

Prove the workflow before paying for integration.

Civaren begins with synthetic, redacted, or aggregate data. Production customer data and communication integrations start only after the commercial, security, and operating gates are explicitly approved.

Discuss a paid proof